Student Loan Reporting Errors
Closed student loan accounts that still appear, errors in reporting or unresolved loans can lower your credit score and make it hard to get a loan, a mortgage or a job. We fight to make your report accurate.
- Admitted in New York, 2004
- S.D.N.Y. and E.D.N.Y.
- Representing consumers since 1999
4.8 across 40+ reviews
What student loan errors show up on credit reports?
We see three kinds: closed student loan accounts that still appear, errors in how the loan is reported, and unresolved student loans affecting your credit. These errors can lower your credit score, making it difficult to secure loans, mortgages or even employment.
What we see on credit reports
- Closed student loan accounts still appearing
- Errors in how the loan is reported
- Unresolved student loans affecting your credit
A lower score costs you
These errors can lower your credit score, making it difficult to secure loans, mortgages or even employment.
“I work with many different attorneys regularly. I recently had a problem with my personal credit which threatened to shut down my business. Kevin handled the dispute brilliantly and got the issue resolved in a way that was very favorable to me. Would highly recommend him to anyone dealing with credit issues!”
Talk to a New York consumer lawyer, free.
Free consultation.
Contingency fee arrangements are available for most cases.
4.8 across 40+ reviews
Prior results do not guarantee a similar outcome.
How does the process work?
From the first call to the resolution of your case, we work closely with you. After a free consultation, we gather your credit report and student loan correspondence, file disputes with the credit reporting agencies and loan servicers, and follow up and negotiate, working toward a resolution that corrects your credit report.
Initial consultation
Schedule a free consultation. We discuss your situation and outline the next steps.
Document collection
We gather all relevant documents, including your credit report and any correspondence about your student loans.
Filing disputes
We file the necessary disputes with credit reporting agencies and student loan servicers to correct any errors.
Resolution
Through persistent follow-up and negotiation, we work toward a resolution that corrects your credit report and protects your financial future.
Start with a free consultation.
Contingency fee arrangements are available for most cases.
What can you expect, and how long does it take?
Every case is different, but this is what most clients can expect: a free first consultation, where we review your case with no financial commitment on your part, and most disputes resolved within 30 to 60 days, though the timeline can vary.
- Your first consultation
- Free
- We review your case without any financial commitment on your part.
- Days most disputes take to resolve
- 30 to 60
- The timeline can vary.
Why choose Kevin Mallon as your attorney?
Kevin Mallon has protected consumer rights for over 20 years and handles student loan issues on credit reports, from the first dispute to the resolution. The first consultation is free, most cases are handled on a contingency basis, and we serve clients throughout New York City and in Westchester and Nassau counties.
Contingency fee arrangements are available for most cases.
Read about experience and where we serve
Over 20 years of experience
With over 20 years of experience in protecting consumer rights, Mr. Mallon handles student loan issues on credit reports.
With two decades of experience in consumer protection, Kevin Mallon has a deep understanding of the laws and regulations surrounding student loans and credit reporting.
Serving clients in New York
We are proud to serve clients throughout New York City, and in Westchester and Nassau counties. Wherever you are in these areas, you can reach out to us for legal assistance.
Student loan questions
Straight answers to what people ask before they call. For anything else, the first consultation is free.
Free consultationWhat if my student loan error is not resolved?
If the error is not resolved after filing disputes, we will explore further legal options to ensure your rights are protected.
How long does the dispute process take?
The timeline can vary, but most disputes are resolved within 30 to 60 days.
What documents do I need to provide?
Typically, you will need to provide your credit report, any communication from your student loan servicer, and any other relevant documentation.
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Tell us what happened.
An experienced attorney will review the details and outline your options. The first consultation is free.
- You send the form or call 646-713-1008. A few sentences about what happened is enough to start.
- We contact you to set up a free consultation.
- In the consultation, we listen to what happened and outline your legal options.
Contingency fee arrangements are available for most cases.