Mortgage Reporting Errors
A reporting error can cost you a home loan or a better rate. We review your credit reports, identify the real discrepancies and dispute them, no matter their origin.
- Admitted in New York, 2004
- S.D.N.Y. and E.D.N.Y.
- Representing consumers since 1999
4.8 across 40+ reviews
What can a reporting error cost you?
A lower credit score can mean being denied a home loan, car loan or new credit card, paying higher interest rates on cards and bank loans, upfront security deposits for utilities, fewer approved leases, denied jobs and repeated calls from collectors.
- Being denied a home loan, car loan or new credit card
- Higher interest rates on credit cards and bank loans
- Lower approval rate for new lines of credit
- Decreased chance of approval for new leases
- Upfront security deposits for utility services
- Denied employment opportunities
- Repeated calls from collectors and solicitors
Errors on several reports
We can help correct errors that appear across multiple credit reporting agencies, even when they point to a problem with a banking organization.
“Kevin is a straight shooter and will fight for you. He took my case when no one else would. Highly recommend you’ll be glad you have him on your side”
Talk to a New York consumer lawyer, free.
Free consultation.
Contingency fee arrangements are available for most cases.
4.8 across 40+ reviews
Prior results do not guarantee a similar outcome.
How do we dispute mortgage reporting errors?
Credit reports can be hard to read. We start by finding the real discrepancies, then inform the credit reporting agency of the error and provide the correct information. If the agency refuses or fails to comply, we may escalate the matter with a lawsuit.
Review
We review your credit reports to identify real discrepancies.
Notify the agency
We inform the credit reporting agency of the error and provide the correct information.
Read step 2 in full
Agencies have a set number of days to correct the issue, though this period can vary.
Escalate if necessary
If the agency refuses or fails to comply, we may escalate the matter with a lawsuit.
Read step 3 in full
A claim may also be necessary if your finances have already been significantly affected.
Start with a free consultation.
Contingency fee arrangements are available for most cases.
When should you act on a reporting error?
Acting early matters: we may be able to help correct credit errors before they become an even larger problem. Our firm can dispute credit report errors no matter their origin, and Kevin Mallon brings more than 20 years of experience to each case.
Read why acting early matters
- Before it growsWe may be able to help correct credit errors before they become an even larger problem.
- 20+ years of experienceCall 646-713-1008 to discover your options and how our 20+ years of experience can be put to good use for your case.
- Any originOur firm can dispute credit report errors, no matter their origin.
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Tell us what happened.
An experienced attorney will review the details and outline your options. The first consultation is free.
- You send the form or call 646-713-1008. A few sentences about what happened is enough to start.
- We contact you to set up a free consultation.
- In the consultation, we listen to what happened and outline your legal options.
Contingency fee arrangements are available for most cases.